Terms and Conditions
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
This service is being offered by FMA Alliance, Ltd. Please read the following terms and conditions of use carefully.
By using this service, or permitting any other person or other entity to use this service on your behalf, you acknowledge that you
have read these terms and conditions and that you accept and will be bound by the terms thereof, as they may be modified by us
from time to time, as posted on this web site. When such a modification is made, we will post a revised version of the terms
and conditions on this web site. Changes will be effective when they are posted. We are not required to provide you with
notification that any such change has been made. It is your responsibility to review these terms and conditions from time to
time to be aware of any such change. Your continued use of the service will indicate your agreement to any such change. We reserve
the right to add to, remove, change or terminate access to any of the content or functions of the service without giving specific
notice to you. If you do not agree to the terms and conditions, you may not use this service.
Access to this service is restricted to authorized users who have accepted these terms and conditions. Access or attempted access
by unauthorized individuals may be subject to prosecution. Any use of the service is at the sole risk of the user.
Throughout this Terms and Conditions, the words "we," "us,"
and "our" mean FMA Alliance, Ltd. The words "you,"
"your," and "yours"
mean all persons responsible for complying with this Terms and Conditions, including the person who is utilizing or permitting
any other person to utilize this service.
Automatic Telephone Dialing
By accepting these terms and conditions you agree and expressly consent to being contacted by FMA through the use of an automatic
telephone dialing system to receive autodialed, prerecorded calls and text messages to any applicable wireless telephone number.
Telephone Monitoring and Recording
We may listen to and record your telephone calls with us. By accepting these terms and conditions you agree that we monitor
and record telephone conversations whether you or we initiate the telephone call.
Errors and Unauthorized Transactions
Tell us immediately if you believe that an unauthorized transaction has been or may be conducted to or from one of your
accounts without your permission. Telephoning is the best way to minimize possible losses. You can:
Last updated: July 21, 2016
This page informs you of our policies regarding the collection, use and disclosure of Personal Information we receive from users of the Site. We use your Personal Information only for providing and improving the Site. By using the Site, you agree to the collection and use of information in accordance with this policy.
Information Collection and Use
While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to your name, mailing address or telephone number, account number, social security number, and payment information ("Personal Information"). We do not share your personal information with any outside companies, with the exception of our affiliate to process your online payment.
Like many site operators, we may collect information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. We do not share or disclose information about your individual visits to our website to any outside companies.
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive. Like many sites, we use "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent, however, our site does not behave differently if your computer transmits a "do not track" or similar notification.
The security of your Personal Information is important to us. We have implemented reasonable physical, electronic, and procedural safeguards designed to prevent unauthorized intrusion, acquisition or misuse of your personal information. Additionally, our safeguards are designed to protect the confidentiality, prohibit disclosure, and limit access to those necessary of any personal information collected. However, remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
In the event where a refund is requested and warranted, we will refund within 30 days of the original transaction date.
Please visit the Notices page for information on your rights under state and federal laws.